A cooperative management tool that’s perfect for you.

Riby CoBanking is a complete financial management tool for cooperatives, trade groups, associations and more. Save your funds, invest at great interest rates, and get access to collateral-free loans.


A collection of
Advanced Features

Save consistently

Automate your savings process and make payments through a wide variety of efficient payment channels anywhere, anytime.

Loans and credit profiling

Loans and credit profiling with Riby CoBanking, you can create profiles for all your members, helping you identified members best suited for loans. You also get access to low-interest loans.

Mobile Wallet Feature

Explore our seemless mobile wallet feature where you can add debit card details and carry out loan repayments, check contribution balance and withdraw from a wallet.

Invest together

Pool group funds and get access to high-interest-investments to provide more returns for your members.

Member and records management

Monitor and review member contributions, loan repayments and all other data through any channel whenever you need it.


Your financial safety is our highest priority. Riby CoBanking is PCI-DSS certified. Our systems are operating at the maximum levels of security. Your money is always safe with us.

More time saving, less time wasting

Set up a cooperative or group savings account within minutes. Start saving towards a financial goal and invest with your friends, family, colleagues and group of choice.


Pricing Plans

Riby CoBanking is very easy and affordable to use,with plans available for cooperatives of all sizes.


Pool group funds and get access to high-interest investments to provide more returns for your members.


For cooperatives in the range of 499 members and below.


For cooperatives in the range of 500 members and above.

Available across several Channels

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Web App

Available on riby.me/cobanking

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Mobile App

Get it on Google Play, Coming soon to Apple store

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Dial *347*66# (All Networks except 9mobile) and *7020# (for 9mobile users)

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Agent Network

Go to any of our Agent Points across the country


A dedicated customer support team

Our friendly customer support team is always happy to help if you require
any assistance. We are here for you, forever.
Live chat platform on (riby.me/cobanking),
email us at support@riby.me
and a phone call at 01 291 4247 and 0809 222 2109

Develop a better savings culture with Riby CoBanking

Develop a healthier savings culture and set up an accountability structure that lets the members of your group savings or cooperative prompt you to save as at when due.